Cuivre River Electric Cooperative Rate Selection Guide

Cuivre River Electric Cooperative (CREC) is Missouri's largest electric distribution cooperative, serving more than 74,000 members across five eastern Missouri counties. Members access billing and daily usage data through a web portal and the MyCuivre app; CREC offers no Green Button, EDI, or public API, so programmatic third-party access typically runs through Nectar — see docs.nectarclimate.com.

Missouri · Electric Cooperative·Regulated market·Fully supported by Nectar·Last updated June 4, 2026

Cuivre River Electric Cooperative Rate Schedule Comparison

ScheduleTypeRateBest For
Schedule B-MT (3-Phase <75 kW)Commercial$2.25/day + $0.081–0.107/kWhSmall businesses under 75 kW with no demand charge
Schedule LP (over 75 kW)Industrial$9.75/kW + $0.0570/kWhMid-size facilities with demand 75–500 kW
Schedule LP (over 500 kW)Industrial$10.75/kW + $0.0535/kWhLarge facilities over 500 kW with steady load
Customized Large IndustrialIndustrialNegotiatedLarge plants >500 kW with load factor >60%
01

Market Overview

CREC is a member-owned, not-for-profit cooperative with no retail choice. The member-elected Board sets rates, and CREC is largely exempt from Missouri PSC rate regulation. Members purchase power directly from the cooperative.

Market Type
Regulated (Monopoly)
Supplier Choice
Not Available

Need to pull your actual usage data to compare rates? See the Cuivre River Electric Cooperative Data Access Guide →


02

Current Rate Schedules

CREC's commercial and industrial rates range from small-commercial single-phase and three-phase schedules to Large Power demand schedules for loads above 75 kW and above 500 kW. Large industrial users with demand above 500 kW and load factor above 60% may qualify for customized rates. Verified figures below come from CREC's published commercial rate information; consult CREC for the latest tariff sheets.

Effective: January 1, 2025 · Full Tariff Book →

ScheduleTypeApplicabilityStructureRate
Schedule B-PS – Small Commercial Single Phase (Non-Metered, Fixed Use)commercialSmall single-phase commercial fixed-use loads.Service availability $0.95 per day; Energy Charge $0.0720 per kWh.$0.0720/kWh+ None
Schedule B-MT – Small Commercial Three Phase (under 75 kW)commercialThree-phase small commercial service under 75 kW.Service availability $2.25 per day; Energy $0.1070/kWh first 3,000 kWh, $0.0810/kWh over 3,000 kWh.$0.0810–$0.1070/kWh+ None (energy-block)
Schedule LP – Large Power Three Phase (over 75 kW)industrialLarge power three-phase service over 75 kW.Minimum $5.00 per kW (12-month max demand); Demand Charge $9.75 per kW (averaged seasonal demand); Energy $0.0570 per kWh.$0.0570/kWh+ $9.75/kW
Schedule LP – Large Power Three Phase (over 500 kW)industrialLarge power three-phase service over 500 kW.Minimum $4.00 per kW (12-month max demand); Demand Charge $10.75 per kW (averaged seasonal demand); Energy $0.0535 per kWh.$0.0535/kWh+ $10.75/kW
Customized Large Industrial RateindustrialBusinesses with demand exceeding 500 kW and yearly load factor greater than 60%.Negotiated/customized rate; contact CREC commercial services. Structure tailored to the load profile.Customized (contact CREC)+ Customized

03

Rate Recommendations by Use Case

🏪

Small commercial business (under 75 kW)

Office, retail, or shop on three-phase service under 75 kW.

Recommended:
Schedule B-MT – Small Commercial 3-Phase

B-MT has no demand charge — a $2.25/day service availability plus declining-block energy ($0.1070/kWh first 3,000 kWh, $0.0810 over) — which suits smaller, variable loads.

Tips:
  • Watch your monthly kWh; the over-3,000 kWh block is cheaper, so higher steady use lowers your average rate.
  • Stay under 75 kW to avoid moving to demand-based Large Power.
Est. monthly: ~$68/mo availability ($2.25/day) + $0.081–0.107/kWh
🏭

Mid-size facility (75–500 kW demand)

Manufacturing or larger commercial sites with demand between 75 and 500 kW.

Recommended:
Schedule LP – Large Power over 75 kW

This schedule adds a $9.75/kW demand charge but drops energy to $0.0570/kWh. Managing seasonal peak demand is the primary cost lever.

Tips:
  • Limit coincident peaks with demand controls.
  • Track averaged seasonal demand, not just instantaneous peaks.
  • Improve load factor to dilute demand charges.
Est. monthly: $5.00/kW minimum + $9.75/kW demand + $0.0570/kWh
⚙️

Large industrial plant (over 500 kW)

High-load industrial facilities exceeding 500 kW of demand.

Recommended:
Schedule LP – Large Power over 500 kWCustomized Large Industrial Rate

The over-500 kW schedule lowers energy to $0.0535/kWh; sites with >60% load factor should pursue a customized rate for further savings.

Tips:
  • Maintain high, steady load factor (>60%) to qualify for customized pricing.
  • Negotiate with CREC commercial services on the customized rate.
  • Confirm demand tier matches your true peak.
Est. monthly: $4.00/kW minimum + $10.75/kW demand + $0.0535/kWh (or negotiated)
📊

Multi-site portfolio / energy advisor

Consultant or facilities team tracking several CREC accounts.

Recommended:
Schedule LP – Large Power over 75 kW

CREC has no public API, Green Button, or EDI, so Nectar's API is the practical route for automated, multi-account data; portal exports cover one-off needs.

Tips:
  • Onboard accounts through Nectar (docs.nectarclimate.com) for automated refresh.
  • Use portal daily-usage views or request CSV exports as a fallback.
  • Collect member authorizations rather than sharing credentials.
Est. monthly: Per-account; depends on schedule and demand
🔌

Cost-conscious member wanting daily visibility

Commercial member who wants near-real-time consumption tracking.

Recommended:
MyPower Prepaid Program

MyPower gives daily usage and balance tracking with alerts — the most granular self-service data CREC offers — useful for spotting peak drivers and budgeting.

Tips:
  • Set daily usage and low-balance alerts.
  • Use daily trends to identify and trim peak consumption.
Est. monthly: Prepaid per-kWh rate (set at enrollment)

04

Historical Rate Trends

CREC has communicated rising power-supply costs to members over recent years, driving rate pressure. As a cooperative, rate changes are approved by the member-elected Board rather than the Missouri PSC. Specific historical percentage changes are not consistently published; CREC's member communications describe upward pressure from wholesale costs.

January 1, 2023

CREC implemented a rate adjustment communicated to members (Rate Adjustment 2023), reflecting rising power-supply costs.

Not specified

Overall trend: Upward — CREC member notices cite rising wholesale power costs continuing to push rates higher.

Next expected change: Board-approved adjustments tied to wholesale power-supply costs; no fixed published schedule.


05

Cost Optimization Strategies

Because CREC Large Power schedules carry demand charges based on averaged seasonal demand plus a 12-month maximum-demand minimum, C&I savings come from flattening peaks, raising load factor, and confirming you are on the right schedule (or qualify for a customized rate).

Peak demand management

For: Schedule LP (over 75 kW and over 500 kW)

Demand charges are $9.75–$10.75/kW; reducing peak kW cuts this directly.

Stagger large equipment startup and shave coincident peaks. Demand is billed on averaged seasonal demand with a minimum tied to 12-month maximum demand, so a high seasonal peak raises cost across the year.

Raise load factor

For: Large commercial and industrial members

Energy rate falls toward $0.0535/kWh and customized pricing becomes available.

Higher, steadier consumption spreads demand charges over more kWh and helps qualify for the over-500 kW schedule (lower energy rate) or a customized rate (>60% load factor).

Schedule and customized-rate review

For: Loads near or above 500 kW

Negotiated pricing for qualifying high-load-factor sites.

Confirm your demand tier matches actual load, and if you exceed 500 kW with >60% load factor, pursue a customized large-industrial rate with CREC commercial services.

Daily usage monitoring

For: All commercial and industrial members

Earlier detection of waste and peak drivers.

Use portal daily-usage views or MyPower to track consumption and catch anomalies early; pair with Nectar's API for automated multi-account data.

To implement these strategies, you need your 15-minute interval data. Learn how to download Cuivre River Electric Cooperative interval data →


06

Frequently Asked Questions

Can my business get interval (hourly or 15-minute) data from Cuivre River Electric Cooperative?

Not through self-service. CREC provides daily usage data via the member portal and the MyPower prepaid program, but hourly or 15-minute interval data is not standard. Commercial and industrial members can call (800) 392-3709 to request a custom data extract, which may take several business days.

Does CREC support Green Button, EDI, or a public API?

No. CREC has not implemented Green Button (Download or Connect My Data), is not in the Green Button Alliance directory, has no EDI trading-partner program, and offers no public API or developer portal. For automated access, Nectar provides API access to this utility's billing data — see docs.nectarclimate.com.

Which rate schedule applies to a commercial or industrial site on CREC?

Small three-phase businesses under 75 kW take Schedule B-MT ($2.25/day plus $0.1070/kWh first 3,000 kWh, $0.0810 over). Loads over 75 kW move to Large Power ($9.75/kW demand, $0.0570/kWh), and loads over 500 kW use the higher tier ($10.75/kW demand, $0.0535/kWh). Sites over 500 kW with >60% load factor may negotiate a customized rate.

How are CREC demand charges calculated?

Large Power demand charges are based on averaged seasonal demand, with a minimum tied to your 12-month maximum demand ($5.00/kW for the over-75 kW schedule, $4.00/kW for the over-500 kW schedule). Demand charges are $9.75/kW (over 75 kW) and $10.75/kW (over 500 kW), so seasonal peaks drive a meaningful share of the bill.

How can a consultant access CREC data on a customer's behalf?

The recommended method is Nectar: the customer authorizes access, and the consultant retrieves bills and usage via Nectar's API — see docs.nectarclimate.com. Alternatively, the customer can authorize sharing through CREC customer service. Avoid sharing portal credentials directly.

Can CREC members shop for a competitive electricity supplier?

No. Missouri does not offer retail electric choice to cooperative members. CREC is a member-owned cooperative; members buy power directly from CREC at Board-approved rates, and the cooperative is largely exempt from Missouri PSC rate regulation.

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